Leasing

Leasing

Leasing is a convenient form of investing in a business. Using leasing, it is possible to purchase equipment, machinery or vehicles necessary for expanding or modernizing an existing business or opening a new line of business with installment payments.

We offer a variety of leasing products from motor vehicles to real estate, from equipment to special equipment on more favorable terms. Leasing services are provided by all branches of the bank in the Republic of Uzbekistan.

Leasing has several advantages when choosing a financing option:

  • The leased asset is recorded on the lessee’s balance sheet and, therefore, the leased asset is exempt from property tax;
  • It is possible to apply accelerated depreciation of the leased object;
  • Technological equipment imported into the Republic of Uzbekistan on leasing terms is exempt from customs duties and VAT.

Basic requirements for borrowers:

  • Certain legal status of the lessee with the presence of the necessary registration, permits, etc. documents at the time of the start of funding the project.
  • Legal entities having the status of a resident of the Republic of Uzbekistan and commercial income from their activities may act as lessees.
  • The projected cash flow of the funded project and / or the available cash flow of the lessee must ensure timely and full payment of the lease payments during the leasing period.
  • Availability of mechanisms and / or clear plans to provide the funded project with other components (raw materials, working capital, qualified personnel, sales markets, etc.)


Leasing objects

cars (made in Uzbekistan and abroad);

equipments for special services (construction equipment, road construction equipments, passenger buses, freight equipment, etc.);

- equipments, technological lines used in the production of goods and services. 

Leasing amount

Up to 75% of the value of the leased object 

Lease term

Up to 36 months

Starting fee

25 percent down payment must be made in cash 

Leasing interest rate

In accordance with the Bank's interest policy 

Security

Not required

Leasing payments

In agreement with the client

 


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