Annuity mortgage loan

2597

Amount: 416,5mln. uzs

In the Republic of Karakalpakstan
and in regions: 327,3mln. uzs

In Tashkent city: 416,5mln. uzs

Annual rate : 17 %

In the Republic of Karakalpakstan
and in regions: 17 %

In Tashkent city: 18 %

Grace period : till 6 month

New homes for your choice

1	Product name	EASY MORTGAGE CREDIT
2	Credit type	modular mortgage loans
3	Customer	A person over 18 years of age with a permanent job income, a citizen of the Republic of Uzbekistan
4	Purpose	buying an apartment in an apartment building in the primary housing market
5	Quantity	- The Republic of Karakalpakstan and the regions up to 327.25 million soums; - Tashkent city up to 416.5 million soums;
6	Duration	Up to 240 months
7	Preferential period	6 months at the customer's request
8	Starting fee	15%
9	Annual interest rate	- 17% per annum in the Republic of Karakalpakstan and regions; - 18% per annum in Tashkent.
10	Loan interest rate varies depending on the amount of down payment	- In the Republic of Karakalpakstan and regions: not less than 26%, for 24 months - 16% per annum, - In Tashkent: not less than 26%, for 24 months - 17% per annum,
11	Collateral	- purchased house;
12	Documentation package to be submitted	passport (ID card), contract of sale, a document confirming the initial payment, information confirming the readiness of the house for living (photo, etc.).
13	Borrower	A person over 18 years of age with a permanent job income
14	Co-borrower	co-borrowers may be borrowed if the borrower’s income is insufficient
15	Required work experience	must have worked in the last 3 months
16	Procedure for collecting overdue payments	the overdue part of the loan is deducted from the borrower's (co-borrowers') bank card opened in banks without acceptance

Attention

Диққат: The actual amount and terms of the loan do not depend on the results of the calculation of the calculator.

Bank xizmatlari iste’molchilari bilan o‘zaro munosabatlarni amalga oshirishda tijorat banklarining faoliyatiga qo‘yiladigan minimal talablar to‘g‘risidagi Nizomga
2-ILOVA
Kreditning asosiy shartlari to‘g‘risidagi axborot
VARAQASI*

1-bo‘lim. Kredit bo‘yicha ma’lumotlar
Tijorat bankining nomi, rasmiy veb-sayti, telefon raqamlari	"Ipoteka-bank" ATIB, www.ipotekabank.uz Tel:(78) 150-11-22, Aloqa markazi:1233
1. Kreditning turi	Ипотечный кредит
2. Kreditning maqsadi	For purchasing property
3. Kreditning miqdori (milliy valyutada)
4. Kreditdan foydalanish muddati (oyda)	OY
5. Kreditdan foydalanish muddati davomidagi foiz stavkasi (nominal miqdorda) va ushbu foiz miqdori bo‘yicha to‘lanishi lozim bo‘lgan summa	%
	1,049,713,829 so'm
7. Kreditning imtiyozli davri (agar mavjud bo‘lsa)	mavjud emas
8. To‘lovlarning davriyligi (har oyda, har chorakda va h.k.)	Har oyda
9. Kreditni so‘ndirish usuli (annuitet usulida), (teng miqdorlarda), differentsial usulida)	Annuitet
10. To‘lovlarning davrida bir martalik to‘lov summasi: annuitet usulida differentsial usulida	6,109,224 so'm
11. Kreditni ajratish shakli (mahsulot/xizmat ta’minotchisi hisobvarag‘iga pul o‘tkazish, naqd pul, bank kartasiga o‘tkazish, va h.k.)	Mahsulot/xizmat ta'minotchisi hisobvarag'iga pul o/tkazish
12. Kredit bilan bog‘liq qo‘shimcha xarajatlar, jumladan (agar bunday xarajatlar mavjud bo‘lsa):	Mavjud emas
Turlari bo'yicha bankning komissiya va yig'imlari(alohida ko'rsatilsin)	Mavjud emas
Uchinchi shaxslar xizmati (alohida ko'rsatilsin)	Mavjud emas
13. Kreditning to'liq qiymati (nominal foiz stafkasini va kreditga xizmat ko'rsatish xarajatlarni o'z ichiga oladi)	1,466,213,829 so'm

Kredit olishga rozi bo‘lishdan oldin diqqat bilan o‘rganib chiqing!

1. Kredit bo‘yicha qarzdorlik o‘z vaqtida so‘ndirilmaganligi uchun shartnomada ko‘zda tutilayotgan to‘lashi lozim bo‘lgan neustoyka (jarima, penya) (agar bunday shart mavjud bo‘lsa)	kechiktirilgan to‘lovning har bir kuni uchun kechiktirilgan to‘lov summasining 0,1 foizi mikdorida
2. Kredit bo‘yicha qarzdorlik o‘z vaqtida so‘ndirilmaganligi uchun kredit summasidan to‘lanadigan oshirilgan foiz stavkasi miqdori (agar bunday shart mavjud bo‘lsa)	Shartnomada belgilangan foizning 1,5 baravari miqdorida foiz to‘laydi
3. Kreditning ta’minoti (ta’minot predmetiga qo‘yiladigan minimal talablar, garovning minimal qiymati)

Kredit olishga rozi bo‘lishdan oldin diqqat bilan o‘rganib chiqing!

Siz kreditning shartlari va qiymati to‘g‘risida, to‘lovlar va hisob-kitoblar tartibi to‘g‘risida (foizlar, jarima va penyalar), kredit shartnomasi bo‘yicha Sizning huquqlaringiz va majburiyatlaringiz to‘g‘risida, kredit shartnomasi bo‘yicha yuzaga kelishi mumkin bo‘lgan xatarlar va javobgarliklar to‘g‘risida, shuningdek Sizga tushunarsiz bo‘lgan boshqa masalalar yuzasidan bankdan to‘liq va batafsil ma’lumot olishga haqlisiz.

Agar Sizda shikoyatlar mavjud bo‘lsa, u holda Siz murojaatingizni +998 (78) 150-11-22 (yoki 1233 qisqa) raqamli telefonga yoki Toshkent shahar, Shaxrisabz ko‘chasi, 30-uy manzilga yoki info@ipotekabank.uz elektron manzilga jo‘natishingiz mumkin.

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