1

Product name

EASY MORTGAGE CREDIT

2

Credit type

modular mortgage loans

3

Customer

A person over 18 years of age with a permanent job income, a citizen of the Republic of Uzbekistan

4

Purpose

buying an apartment in an apartment building in the primary housing market

5

Quantity

- The Republic of Karakalpakstan and the regions up to 327.25 million soums;

- Tashkent city up to 416.5 million soums;

6

Duration

Up to 240 months

7

Preferential period

6 months at the customer's request

8

Starting fee

15%

9

Annual interest rate

- 17% per annum in the Republic of Karakalpakstan and regions;

- 18% per annum in Tashkent.

10

Loan interest rate varies depending on the amount of down payment

- In the Republic of Karakalpakstan and regions: not less than 26%, for 24 months - 16% per annum,

- In Tashkent: not less than 26%, for 24 months - 17% per annum,

11

Collateral

- purchased house;

12

Documentation package to be submitted

passport (ID card), contract of sale, a document confirming the initial payment, information confirming the readiness of the house for living (photo, etc.).

13

Borrower

A person over 18 years of age with a permanent job income

14

Co-borrower

co-borrowers may be borrowed if the borrower’s income is insufficient

15

Required work experience

must have worked in the last 3 months

16

Procedure for collecting overdue payments

the overdue part of the loan is deducted from the borrower's (co-borrowers') bank card opened in banks without acceptance