
1 |
Product name |
EASY MORTGAGE CREDIT |
2 |
Credit type |
modular mortgage loans |
3 |
Customer |
A person over 18 years of age with a permanent job income, a citizen of the Republic of Uzbekistan |
4 |
Purpose |
buying an apartment in an apartment building in the primary housing market |
5 |
Quantity |
- The Republic of Karakalpakstan and the regions up to 327.25 million soums; - Tashkent city up to 416.5 million soums; |
6 |
Duration |
Up to 240 months |
7 |
Preferential period |
6 months at the customer's request |
8 |
Starting fee |
15% |
9 |
Annual interest rate |
- 17% per annum in the Republic of Karakalpakstan and regions; - 18% per annum in Tashkent. |
10 |
Loan interest rate varies depending on the amount of down payment |
- In the Republic of Karakalpakstan and regions: not less than 26%, for 24 months - 16% per annum, - In Tashkent: not less than 26%, for 24 months - 17% per annum, |
11 |
Collateral |
- purchased house; |
12 |
Documentation package to be submitted |
passport (ID card), contract of sale, a document confirming the initial payment, information confirming the readiness of the house for living (photo, etc.). |
13 |
Borrower |
A person over 18 years of age with a permanent job income |
14 |
Co-borrower |
co-borrowers may be borrowed if the borrower’s income is insufficient |
15 |
Required work experience |
must have worked in the last 3 months |
16 |
Procedure for collecting overdue payments |
the overdue part of the loan is deducted from the borrower's (co-borrowers') bank card opened in banks without acceptance |