Car loan
Amount
480 mln. uzs
Loan purpose
For purchase the vehicle
Credit term
till 60 month
Application for a loan
|
Product name |
Attractive car loan |
|
Client |
Corporate clients |
|
Source of funding |
Bank's own funds and borrowed funds |
|
Purpose of the loan |
Purchase of a passenger car for personal use on the primary and secondary markets. |
|
Currency |
National/foreign currency |
|
Client's own participation |
Not less than 30% , while: - For the primary market - there must be at least 20% of the client's participation in real money/transfers. When allocating loans for an amount not exceeding 1.0 billion sum, the remaining client's participation is indicated in the application or questionnaire for the loan, in other cases - in the business plan. - For the secondary market - there must be at least 30% client participation in real money/transfers. |
|
Maximum loan amount |
(1) For the primary market – up to 80% of the purchase price of the financed vehicle. At least 20% must be the client’s actual cash contribution/transfer; (2) For the secondary market – up to 70% of the purchase price of the financed vehicle. |
|
Interest rate |
Determined individually in accordance with the bank’s internal rules. |
|
Credit term |
Up to 36 months ( exceptions may apply ). |
|
Revolving |
No |
|
Grace period for the loan |
Up to 6 months. |
|
Availability period |
Up to two months |
|
Security |
According to the bank's internal regulations. |
|
Commission payments |
Individually, on an individual basis, in accordance with credit line agreements and internal regulations |
|
Loan repayment |
Interest: Monthly; Principal: Repay in equal installments each month, after a grace period. If the customer's operating cycle is seasonal, another payment method may be used. |
|
Translated from English to Uzbek - www.onlinedoctranslator.com |
Attention
| Name | Summ |
|---|---|
Monthly payment (if calculated in annuity) |
15 822 778 UZS |
The minimum monthly income required for obtaining a loan |
22 603 969 UZS |
Application-2
To the regulation on the minimum requirements for the activities of commercial banks in the implementation of relations with consumers of banking services
Information sheet
about main terms of the loan
| The name of commercial bank, Official website, phone numbers |
JSCMB "Ipoteka-bank", www.ipotekabank.uz Phone:(78) 150-11-22, Contact center:1233 |
|---|---|
1-section. Loan information |
|
| 1. Type of the loan | Авто кредит |
| 2. Purpose of the loan | For purchase the vehicle |
| 3. Amount of the loan (in national currency) | |
| 4. Term of the loan (in month) | month |
| 5. The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount | % |
469,366,699 uzs |
|
| 7. Grace period for the loan (if exist) | not exist |
| 8. Periodic payments (monthly, quarterly and etc.) | Monthly |
| 9. Loan repayment method (annuity method (equal amounts), differential method) | Annuity method |
|
10. The amount of a one-time payment during the payment period: Annuity method In differential method |
15,822,778 uzs |
|
11. The form of provision of the loan (transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.) |
with method of transferring money to the account of the supplier of goods/services |
| 12. Additional expenses related to the loan (if any): | not exist |
| Bank commissions and fees by type (indicate separately) | not exist |
| Third party services (indicate separately) | not exist |
| 13. Total cost of the loan (includes nominal interest rate and loan servicing costs) |
949,366,699 uzs |
2-section. Important conditions related to other financial obligations
| 1. In connection with the late repayment of the loan debt, a penalty (fine, penalty) provided in the contract is imposed (if there is such a condition) | for each day of late payment in the amount of 0.1 percent of the late payment amount |
| 2. The amount of the increased interest rate paid on the loan amount due to late repayment of the loan debt (if such condition exists) | Pays interest in an amount 1.5 times higher than the interest specified in the agreement. |
| 3. Collateral of the loan (minimum requirements for the subject of collateral, minimum cost of collateral) |
Read carefully before agreeing to take out a loan!
You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.
If you have complaints, you can send your appeal to (indicate the phone number) the digital phone number or (indicate the bank's postal address) the address or (indicate the bank's email address) the email address.
|
ACCURACY OF THE INFORMATION SHEET AND THE AUTHENTICITY IS CONFIRMED. _______________________________________ (position and full name of the bank's specialist) |
_______________________________ (date of completion) |
