Vacancy

We inform you that candidates who meet all the requirements of the vacant position of the Director of the Compliance Control Department of JSCMB "Ipoteka-bank" were identified by CV’s that were sent to us and passed to the first stage of selection.

List of candidates who passed the first stage of selection:

         1. Salamov Sukhrob

         2. Aliev Bakhtiyor

         3. Khudaiberdiev Bobir

First selection stage

Mathematical and logical knowledge of candidates, knowledge of the basics of anti-corruption legislation of the Republic of Uzbekistan, assessment of English language proficiency, as well as a banking test.

Selection work plan:

1. Testing of candidates will take place on January 17, 2022 at 14:00 in Tashkent city, Mirzo-Ulugbek district, Shakhrisabz street, house 30 A, office No.202 at  Head office of JSCMB “Ipoteka-bank”

Based on  test results, a list of candidates who have passed to the second stage and  work plan for the second stage of selection will be announced.

Contacts:

e-mail: cv@ipotekabank.uz

telegram: +998 (97) 033-60-62.


Chief Specialist

 Duties:

 • Analysis and formalization of the current, project business processes of the Bank

• Building business processes according to the BPMN 2.0 methodology

• Maintaining documentation in project environments

• Preparation of technical documentation

 

What is required of you:

 • Work experience of at least 2 years in the field of plastic cards or transactional transactions;

• Higher economic or technical (in the field of IT);

• Confident user of MS Office, basic skill in building business processes, skill in working with BPMN 2.0 methodology is encouraged;

• Personal qualities: initiative, responsibility, willingness to work in a team, analytical mind.

 

What do we offer:

 • Employment in accordance with the legislation of the Republic of Uzbekistan;

• Competitive salary;

• Friendly team, favorable working atmosphere;

• Sports life and corporate events;

• An opportunity to build a career in a leading bank of Uzbekistan;

• Opportunity to participate in the process of transformation of the Bank with the participation of consultants of International finance cooperation (IFC).

To participate in the competition, CVs are accepted in Russian, Uzbek and English languages with a photograph and an indication of the vacancy in electronic form at

e-mail: cv@ipotekabank.uz

telegram: +998 (97) 033-60-62.

If your CV is positively reviewed, we will contact you within five working days. Otherwise, your resume will be included in the reserve, we will return to it when a vacancy appears that matches your competencies and expectations.

 

Dear candidates, we appreciate your time spent studying the vacancy in our Bank, and we are glad that you consider our Bank as a potential employer.

 We wish you success and good luck!

Duties:

 Administration of the software part of the Remote Banking Operations

 What is required of you:

 • Be able to independently understand software systems;

• Have experience in the administration of software systems;

• Ability to maintain documentation;

• Executing change requests

• Personal qualities: initiative, responsibility, willingness to work in a team, analytical mind.

 

What do we offer:

 • Employment in accordance with the legislation of the Republic of Uzbekistan;

• Competitive salary;

• Friendly team, favorable working atmosphere;

• Sports life and corporate events;

• An opportunity to build a career in a leading bank of Uzbekistan;

• Opportunity to participate in the process of transformation of the Bank with the participation of consultants of International finance cooperation (IFC).

To participate in the competition, CVs are accepted in Russian, Uzbek and English languages with a photograph and an indication of the vacancy in electronic form at

e-mail: cv@ipotekabank.uz

telegram: +998 (97) 033-60-62.

If your CV is positively reviewed, we will contact you within five working days. Otherwise, your resume will be included in the reserve, we will return to it when a vacancy appears that matches your competencies and expectations.

 

Dear candidates, we appreciate your time spent studying the vacancy in our Bank, and we are glad that you consider our Bank as a potential employer.

 

We wish you success and good luck!

Responsibilities:

 

Administration of the hardware part of Remote Banking systems

 

What is required of you:

 

• Be proficient in English technical language at the level of reading and understanding;

• Be able to independently understand software and hardware systems and products;

• Have experience in administering Windows operating systems (GUI / CLI), Unix / Linux (CLI);

• Know and have experience with virtualization technologies, clustering of hardware resources;

• Optional. Know DQL, DML, DDL, PL / SQL languages ​​of administration and programming of Oracle databases;

• Ability to maintain documentation

 

What do we offer:

 

• Employment in accordance with the legislation of the Republic of Uzbekistan;

• Competitive salary;

• Friendly team, favorable working atmosphere;

• Sports life and corporate events;

• An opportunity to build a career in a leading bank of Uzbekistan;

• Opportunity to participate in the process of transformation of the Bank with the participation of consultants of International finance cooperation (IFC).

To participate in the competition, CVs are accepted in Russian, Uzbek and English languages with a photograph and an indication of the vacancy in electronic form at

e-mail: cv@ipotekabank.uz

telegram: +998 (97) 033-60-62.

If your CV is positively reviewed, we will contact you within five working days. Otherwise, your resume will be included in the reserve, we will return to it when a vacancy appears that matches your competencies and expectations.

 

Dear candidates, we appreciate your time spent studying the vacancy in our Bank, and we are glad that you consider our Bank as a potential employer.

 

We wish you success and good luck!

Responsibilities:

 

Integration of Remote Banking System with external and internal information systems.

 

What is required of you:

 

• Experience in the field of system integration at least 2 years;

• Knowledge of Xsl, Xml, Xpath, SQL;

• Ability to work with ActiveMQ;

• Ability to maintain documentation.

 

What do we offer:

• Employment in accordance with the legislation of the Republic of Uzbekistan;

• Competitive salary;

• Friendly team, favorable working atmosphere;

• Sports life and corporate events;

• An opportunity to build a career in a leading bank of Uzbekistan;

• Opportunity to participate in the process of transformation of the Bank with the participation of consultants of International finance cooperation (IFC).

 

To participate in the competition, CVs are accepted in Russian, Uzbek and English languages with a photograph and an indication of the vacancy in electronic form at

e-mail: cv@ipotekabank.uz

telegram: +998 (97) 033-60-62.

If your CV is positively reviewed, we will contact you within five working days. Otherwise, your resume will be included in the reserve, we will return to it when a vacancy appears that matches your competencies and expectations.

Dear candidates, we appreciate your time spent studying the vacancy in our Bank, and we are glad that you consider our Bank as a potential employer.

We wish you success and good luck!

What you will need to do:

Consideration of requests from customers, bank employees and third parties on fraud, corruption and violation of their rights and taking necessary measures;

• Maintaining and analyzing a database on the facts of corruption, fraud and violation of the rights of customers, bank employees and third parties and the establishment / improvement of relevant controls;

• Evaluation of the effectiveness of "hot lines of the bank", anonymous and other channels of informing citizens of the Republic of Uzbekistan and bank employees on issues of combating corruption, fraud and protection of rights;

• Providing assistance in the formation of reporting on the results of the work of the Supervisory Board and the Audit Committee;

• Assistance in providing information to Central Bank of the Republic of Uzbekistan, authorized state bodies.

Skills & Qualification:

 

• Higher economic education;

• At least 1 year of experience in the banking sector or in the direction of compliance control of a commercial bank;

• Knowledge of laws and regulations related to banking;

• Excellent knowledge of MS Office programs (Word, Excel, Access, PowerPoint);

• Fluency in Russian and Uzbek, English is encouraged;

 

What do we offer:

 

·      Employment in accordance with the legislation of the Republic of Uzbekistan;

·      Competitive salary;

·      Friendly team, favorable working atmosphere;

·      Sports life and corporate events;

·      An opportunity to build a career in a leading bank in Uzbekistan;

·      Opportunity to participate in the process of transformation of the Bank with the participation of consultants from the International finance cooperation (IFC).

 

 

To participate in the competition, CVs are accepted in Uzbek, Russian and English languages with a photo and an indication of the vacancy in electronic form at cv@ipotekabank.uz and naima.muminova@ipotekabank.uz

 

 

Good Luck!

What you will need to do:

• Classification of bank clients' transactions by the degree of risk of money laundering, terrorism financing and financing the proliferation of weapons of mass destruction. (TFandFPWMD);

• Monitoring of bank clients' operations in terms of preventing money laundering, TFandFPWMD;

• Maintaining and analyzing the database on the facts of money laundering, TFandFPWMD;

•Consultation and training of bank employees on the prevention of money laundering, TFandFPWMD;

• Providing information to the Central Bank of the Republic of Uzbekistan and authorized state bodies.

 

Skills & Qualification:

 

• Higher economic education;

• At least 1 year of experience in the banking sector or in the direction of compliance control of a commercial bank;

• Knowledge of laws and regulations related to banking;

• Excellent knowledge of MS Office programs (Word, Excel, Access, PowerPoint);

• Fluency in Russian and Uzbek, English is encouraged;

 

What do we offer:

·      Employment in accordance with the legislation of the Republic of Uzbekistan;

·      Competitive salary;

·      Friendly team, favorable working atmosphere;

·      Sports life and corporate events;

·      An opportunity to build a career in a leading bank in Uzbekistan;

·      Opportunity to participate in the process of transformation of the Bank with the participation of consultants from the International finance cooperation (IFC).

 

 

To participate in the competition, CVs are accepted in Uzbek, Russian and English languages with a photo and an indication of the vacancy in electronic form at cv@ipotekabank.uz and naima.muminova@ipotekabank.uz

 

Good Luck!

The credit block is looking for a competent specialist with experience in credit departments, appraisal of movable and immovable property for the purpose of collateral, mortgage lending.

  

Collateral appraiser

  

Main responsibilities:

 

• Conducting an appraisal of different types of collateral (movable and immovable property, including commercial; equipment, production lines, large industrial complexes, etc.) for the purpose of determining the collateral value of assets when issuing loans

• Conducting an examination of pledged items accepted as collateral for issued loans

• Conducting a comprehensive check of the reports on the assessment of independent appraisal organizations provided by the Bank's clients.

• Analysis of the real estate market (liquidity of various types of property)

• Possession of the basics of building knowledge;

• If necessary, site visits and drawing up a conclusion based on the results of inspection of property objects.

 

Requirements for candidates:

 

• Higher economic or technical education;

• Work experience as an appraiser in the financial and banking sector / in an appraisal company - at least 2 (two) years;

• Availability of a certificate of completion of training in appraisal activities;

• Experience in assessing large industrial complexes;

• Knowledge of appraisal and mortgage legislation;

• High professionalism in work and the ability to defend the economic interests of the Bank;

• Experience in preparation / approval of regulatory documents;

• Ability to defend the position reasonably;

• Confident user of MS Excel, PowerPoint;

• Experience in presenting work results;

• Strong analytical skills, systems thinking, the ability to formulate thoughts correctly, accuracy, responsibility, initiative and self-organization.

What do we offer:

• Employment in accordance with the legislation of the Republic of Uzbekistan;

• Competitive salary;

• Friendly team, favorable working atmosphere;

• Sports life and corporate events;

• An opportunity to build a career in a leading bank of Uzbekistan;

• Opportunity to participate in the process of transformation of the Bank with the participation of consultants of International finance cooperation (IFC).

 

To participate in the competition, CVs are accepted in Russian, Uzbek and English languages with a photograph and an indication of the vacancy in electronic form at

e-mail: cv@ipotekabank.uz

telegram: +998 (97) 033-60-62.

 

If your CV is positively reviewed, we will contact you within five working days. Otherwise, your resume will be included in the reserve, we will return to it when a vacancy appears that matches your competencies and expectations.

Dear candidates, we appreciate your time spent studying the vacancy in our Bank, and we are glad that you consider our Bank as a potential employer.

We wish you success and good luck!

Main responsibilities:

Development and revision of methods for assessing the creditworthiness of borrowers of various client segments;

• Collection and systematization of qualitative and quantitative information for the development of methods;

• Participation in the automation of the process of collecting and processing data for analysis purposes;

• Writing methodological materials on the analysis of creditworthiness and coordination with stakeholders;

• Conducting trainings for underwriters and other stakeholders;

• Development and approval of IRR for credit assessment processes of corporate / SME / Retail clients;

• Methodological support and training of units;

• Development of materials / reports for assessing the creditworthiness of borrowers, including training materials for underwriters and questions for testing bank employees;

• Development and updating of accompanied credit processes in the business process modeling system;

• Development and approval of requirements / technical specifications for the development / revision of the ABS as part of the credit process;

• Participation in projects / working groups for the implementation of new processes / products / systems;

• Development and implementation of risk assessment approaches based on internal ratings (IRR) and their integration into the credit process.

 

Requirements for candidates:

Higher Economics / Finance. education;

• Experience in banks for at least 3 years / knowledge of the specifics of banking processes in the field of lending to legal entities and individuals;

• Good knowledge of the financial statements of enterprises in accordance with national standards and a good understanding of the financial analysis of these statements, experience in calculating financial indicators;

• Ability to read reports according to international standards and understand the principles of their analysis;

• Knowledge of methods of analysis of large investment projects, including skills in calculating the main investment ratios;

• Knowledge and understanding of the relationship between banking processes;

• Knowledge of the product line for lending;

• Experience in preparation / approval of regulatory documents;

• Knowledge of the provisions of the Bank of RUz, international practices and internal IRR governing credit risk management procedures;

• Ability to build effective communication within the team / with external departments;

• Ability to defend the position reasonably;

• Confident user of MS Excel, PowerPoint;

• Strong analytical skills, systems thinking, the ability to correctly formulate one's thoughts, accuracy, responsibility, initiative and self-organization.

 

What do we offer:

• Employment in accordance with the legislation of the Republic of Uzbekistan;

• Competitive salary;

• Friendly team, favorable working atmosphere;

• Sports life and corporate events;

• An opportunity to build a career in a leading bank of Uzbekistan;

• Opportunity to participate in the process of transformation of the Bank with the participation of consultants of International finance cooperation (IFC).

 

To participate in the competition, CVs are accepted in Russian, Uzbek and English languages with a photograph and an indication of the vacancy in electronic form at

e-mail: cv@ipotekabank.uz

telegram: +998 (97) 033-60-62.

 

If your CV is positively reviewed, we will contact you within five working days. Otherwise, your resume will be included in the reserve, we will return to it when a vacancy appears that matches your competencies and expectations.

Dear candidates, we appreciate your time spent studying the vacancy in our Bank, and we are glad that you consider our Bank as a potential employer.

 

We wish you success and good luck!

Primary responsibility for:

• participation in the development of the bank's IT strategy and IT architecture;

• control over the infrastructure and support of the bank's operating activities;

• organizing and taking part in the testing of new or modernized information banking systems;

• ensuring the implementation of banking information systems in accordance with international practices;

• control over the implementation and maintenance of information systems;

• control over the change and development of modules in the ABS system, electronic payments and reporting;

• making proposals for improving the software of the information systems used;

 

We will be glad if you have:

• technical / economic education;

• work experience in the banking (financial) or IT sector for at least 5 years;

• knowledge of the ABS technological scheme, electronic payment system schemes and other information systems of the bank;

• fluency in Russian and Uzbek languages, English is encouraged;

• experience in the implementation of information systems and technologies;

• leadership skills required to manage, motivate and develop employees;

availability of specials is welcomed. informational or specialized banking certificate.

 

 

We offer:

• Competitive salary;

• Professional training and development;

• Sports life and corporate events;

• Friendly team

• An opportunity to build a career in a leading bank in Uzbekistan, which is undergoing a transformation process in cooperation with consultants of the International Finance Corporation (IFC) and is preparing to become a foreign bank.

 

Your resume can be sent to:

 

1.e-mail: cv@ipotekabank.uz

2.telegram: +998 (97) 033-60-62.

 

Dear candidates, we appreciate your time spent studying the vacancy in our Bank, and we are glad that you consider our Bank as a potential employer.


“Ipoteka Bank” is the fifth largest bank in Uzbekistan with a market share of almost 9 percent and serves over 1.2 million retail and large corporate clients, has 39 branches functioning as regional centers, and 434 customer service points. 


We wish You success and good luck!

The credit block recruits competent underwriters into its team, capable of assessing risks and making correct calculations, having experience in analyzing risks, and making decisions on the advisability of issued loans.

 Main responsibilities:

  • • Identification, analysis and assessment of credit risks of the Bank's clients in small and medium business segments;
  • • Interaction with internal divisions on the correct structuring of the transaction (including approval of the internal rating of the Client);
  • • Submitting proposals for adjusting / changing the structure of transactions in order to optimize the credit risks of SME clients;
  • • Prepare an opinion on credit committees (protection of the opinion);
  • • Prepare decisions on transactions at the collegial bodies of the bank;
  • • Improving approaches to risk analysis of clients, taking into account industry specifics.
    • Requirements for candidates:

      • • Higher economic education;
      • • At least 3 years of experience in the banking sector and at least 2 years of experience in structuring customer credit transactions;
      • • Knowledge of laws and regulations related to banking;
      • • Knowledge of the analysis of financial and economic activities of enterprises, including the analysis of accounting / financial statements;
      • • Skills in the analysis of investment projects (feasibility study);
      • • Possession of specialized computer programs used in the creation of working documents, reporting, electronic document management.
      • • Fluency in Russian and Uzbek languages, English is encouraged;
      • • Creative approach to work, creative thinking, ability to work in a team.

       

      What do we offer:

      • Employment in accordance with the legislation of the Republic of Uzbekistan;
      • Competitive salary;
      • Friendly team, favorable working atmosphere;
      • Sports life and corporate events;
      • An opportunity to build a career in a leading bank of Uzbekistan;
      • Opportunity to participate in the process of transformation of the Bank with the participation of consultants of International finance cooperation (IFC).

       

      To participate in the competition, CVs are accepted in Russian, Uzbek and English languages ​​with a photograph and an indication of the vacancy in electronic form at:

       

      e-mail: cv@ipotekabank.uz

      telegram: +998 (97) 033-60-62.

       

      If your CV is positively reviewed, we will contact you within five working days. Otherwise, your resume will be included in the reserve, we will return to it when a vacancy appears that matches your competencies and expectations.

       

      Dear candidates, we appreciate your time spent studying the vacancy in our Bank, and we are glad that you consider our Bank as a potential employer.

       

      We wish you success and good luck!

The Department of Accounting and Reporting announces a competition for the position of Accountant-Unit head (HQ).

 Skills & Qualification:

 ·      Higher education in finance and economics (graduates of UWED, Westminster University, Singapore Institute, Tashkent Financial Institute etc. are welcome);

·      Proficiency in English, Russian and Uzbek languages;

·      Initial skills in accounting (accounting certificates: CIPA, DipIFR, АССА are welcomed);

·      Possession of professional skills in using Microsoft Office programs (especially Excel);

·      Possess knowledge in the field of banking legislation, including regulations of Central Bank;

·      Possess knowledge of the application of accounting rules established in the republic;

·      Efficiency, responsibility, analytical ability, discipline, creativity, diligence, sociability, loyalty, ability to work in a team.

 What you will need to do:

 ·      Development of accounting policies in accordance with the requirements of IFRS;

·      Development of internal regulatory instructions for the direction of accounting;

·      Introduction of accounting in accordance with IFRS.

 What do we offer:

 ·      Employment in accordance with the legislation of the Republic of Uzbekistan;

·      Competitive salary;

·      Friendly team, favorable working atmosphere;

·      Sports life and corporate events;

·      An opportunity to build a career in a leading bank of Uzbekistan;

·      Opportunity to participate in the process of transformation of the Bank with the participation of consultants of International finance cooperation (IFC).

 To participate in the competition, CVs are accepted in Russian, Uzbek and English languages ​​with a photograph and an indication of the vacancy in electronic form at:

e-mail: cv@ipotekabank.uz

telegram: +998 (97) 033-60-62.

If your CV is positively reviewed, we will contact you within five working days. Otherwise, your resume will be included in the reserve, we will return to it when a vacancy appears that matches your competencies and expectations.

Dear candidates, we appreciate your time spent studying the vacancy in our Bank, and we are glad that you consider our Bank as a potential employer.

 

We wish you success and good luck!

We are looking for a lawyer in our team who is ready to work with information - to find it, study, compare, analyze and evaluate from the point of view of the current legislation.

 Skills & Qualification:

  • Higher legal education;
  • Work experience in the specialty - at least 3 years;

  • Experience in the banking sector - at least 2 years;

  • Fluency in the Uzbek language (competent written and oral speech);

  • Knowledge of the banking legislation of the Republic of Uzbekistan;
  • Ability to carry out legal expertise of local regulations;

  • Confident use of MS Office software.

 In addition, it is encouraged:

  • Russian and / or English language skills;
  • Experience in ERP software solutions (SAP, Oracle, Microsoft, 1C and others);

  • Experience in drafting legal opinions on various issues of legislation;

  • Skills of logical analysis.

 What do we offer:

  • Employment in accordance with the legislation of the Republic of Uzbekistan;

  • Competitive salary;

  • Friendly team, favorable working atmosphere;

  • Sports life and corporate events;

  • An opportunity to build a career in a leading bank in Uzbekistan;

  • ·Opportunity to participate in the process of transformation of the Bank with the participation of consultants from International finance cooperation (IFC).

 

To participate in the competition, CVs are accepted in Russian, Uzbek and English languages with a photo and an indication of the vacancy in electronic form via:

  1. e-mail:  cv@ipotekabank.uz 
  2. telegram: +998 (97) 033-60-62 

If your CV is positively reviewed, we will contact you within three working days. Otherwise, your resume will be included in the reserve, we will return to it when a vacancy appears that matches your competencies and expectations.

Dear candidates, we appreciate your time spent studying the vacancy in our Bank, and we are glad that you consider our Bank as a potential employer.

GOOD LUCK!!!

Responsibilities:

·         Performs the regular scoring validation processes for all scorecards & rating tools;

·         Proposes the recommended next steps based on the validation outcome;

·         Participates in the cut-off strategy, by recommending optimum cut-off selection;

·         Proceeds to scorecard calibration – adjustment of score weights – if required;

·         Conducts the regular Risk MIS reporting for the needs of Asset Portfolio Management (Portfolio Ageing Report, Risk Driver’s Report, Vintage Analysis, Vintage Recoverability Analysis, First Installment Default, Utilization Reports etc.);

·         Participates in scorecard development processes;

·         Participates in credit risk initiatives related to Basel II/III guidelines (e.g. IRB implementation);

·         Ongoing training in credit scoring and Risk Management areas;

·         Ongoing training in Statistical Software packages;

·         Escalates and assists other team members as needed;

·         Serves as a resource/subject matter expert and may provide training to fellow team members;

·         Performs other duties as per request and other responsibilities associated with the position.


Requirements:

• Higher economic education in mathematics, statistics, economics, finance or other    relevant field;

• Postgraduate education is considered a plus;

• Excellent knowledge of MS Office programs (Word, Excel, Access, PowerPoint);

• Knowledge of one or more statistical programs: R, Python, SAS or SPSS;

• Experience in banking for at least 2-3 years and experience in areas such as loan underwriting, risk management or risk management information systems is considered a plus;

• Knowledge of the Basel Accords will be a plus;

• Customer & business focus;

• Strong interpersonal skills.

Terms:

  • Stable working hours from 9.00 to 18.00
  • Modern office in the city center
  • Competitive salary
  • Official employment according to the Labor Code of the Republic of Uzbekistan.

 

To participate in the competition, CVs are accepted in Uzbek, Russian and English languages with a photo and an indication of the vacancy in electronic form at cv@ipotekabank.uz and naima.muminova@ipotekabank.uz

Responsibilities:

·         Organization and conduct of scheduled and unscheduled audits, independently/as part of a group;

·         Audit of business processes independently/as part of a group;

·         Conducting control measures, audits, and inventories;

·         Analysis of identified shortcomings and violations, development of proposals for their elimination;

·         Registration of the results of inspections and audits;

·         Development and monitoring of action plans to eliminate identified deficiencies and violations;

·         Analysis of the dynamics of key performance indicators in comparison with previous ones;

·         Verification of compliance of the Bank's internal regulations with the current legislation;

·         Participation in the development and writing of the Bank's internal regulations.

 

Requirements:

·         Higher education (Economics / Finance);

·         A valid auditor's certificate issued by the Ministry of Finance of the Republic of Uzbekistan;

·         At least 3 years of experience in audit (internal or in audit companies) ;

·         Knowledge of MS Office and 1C software;

·         Experience in conducting accounting and tax audits;

·         Experience in writing reports on the results of inspections, written consultations on the application of accounting, tax, and civil legislation;

·         Experience in building an internal control and risk management system.

·         Fluency in Russian and Uzbek languages, English is preferable.

 

Terms:

 

·         Stable working hours from 9.00 to 18.00

·         Possible business trips to branches

·         Modern office in the city center

·         Competitive salary

·         Official employment according to the Labor Code of the Republic of Uzbekistan.

 

To participate in the competition, CVs are accepted in Uzbek, Russian and English languages with a photo and an indication of the vacancy in electronic form at cv@ipotekabank.uz and naima.muminova@ipotekabank.uz

Function’s Main Responsibilities


Understand, identify, measure, monitor, control, mitigate and reports risks, especially Credit Risk, Counterparty Credit Risk, Environmental and Social Risk (E&S), Market Risk, Interest Rate Risk, Liquidity Risk and Operational Risk in line with local regulations as well as International Best Practices;

Govern the development of Bank Risk Management policies and procedures (i.e. Risk Management Framework, Credit, Liquidity-Market, Operational and E&S risks) aligned with the overall strategy of JSCM Ipoteka Bank;

Regularly assess the adequacy of the Risk Management policies and verify that it is fully implemented and followed by the Bank staff;

Develop and recommend risk strategy, risk appetite, internal limits in respect of credit, market, liquidity, interest rate risk and operational risks under various types of products, activities, exposures, etc.;

Regularly review Bank’s risk exposures and compare these to approved limits. Serve as an  independent and objective check of the risk-taking activities;

Co-ordinate the various functional activities which advise on risk management issues within the organization and provide recommendation to all departments in order to comply with established internal risk policies, limits and structures;

Recommend, develop &implement risk measurements and credit scoring/risk rating methodologies;

Develop and conduct scenario analysis &stress tests on credit, liquidity, market, and operational risks on regular basis - to analyze the effects on Bank’s capital and liquidity

Proactively identify emerging risks and assist the business process owners with resolving control gaps and issues and help to create quality corrective action plans, including understanding root causes of any issues;

Initiate projects within the Bank that will improve the identification, measurement and mitigation of risks across all dimensions - Contribute to the implementation of IT solutions for risk management;

Supervise Bank’s preparations and implementation of Basel II, III, Central Bank of Uzbekistan (CBU) regulations with respect to risk management and measurement issues;

Conduct an independent review of the risk statements prepared by the Bank in the context of reporting on financial risks and liquidity risk;

Propose RMD’s annual work plan to the Board Risk Committee;

Work in co-ordination with the Internal Audit and Internal Control/Compliance teams especially on operational risk areas;

Develop the Business Continuity Plan, Disaster Recovery measures and other risk mitigation techniques in coordination with the relevant functions;

Define Risk Control & Self-Assessment (RCSA) process and ensure effective process is in place to manage, identify, monitor and report risks in the Bank;

Monitor and assess the adequacy of the Capital ensuring that risk exposure is maintained at prudent levels and consistent with available/planned Capital and regulatory requirements;

Carry out a risk review of new product proposals, make appropriate recommendations to the Board and Management Risk Committee and ensure these are consistent with the Bank’s risk policies and risk management systems;

Liaise with regulators and relevant external bodies on risk management issues;

Ensure sufficient risk management staff are assigned in consideration of the size and nature of the Bank;


Prepare risk training program and arrange periodical risk training of the bank staff.

Skills & Qualification


Minimum 15 years’ experience in a bank or financial services company with specialization in areas such as risk, audit, credit, treasury, etc. with at least 3 years in risk management Head roles;

University Degree in Business Administration, Economics, Statistics, Administrative Sciences or equivalent - preferably MBA;

Comprehensive knowledge of financial institutions’ and banking products, risk management practices, including inherent risk assessment, control evaluation and residual risk measurement;

Strong knowledge of regulations, Basel requirements & International Best practices;

Strong understanding of statistics and quantitative data analysis methods/models

Proficient ability to interpret business requirements and understand model outputs for the purpose of liaising with developers and business/IT units;

Mastery of risk disciplines at an enterprise/integrated level, processes, tools and techniques/models; Stress tests, scoring/ratings, RAROC, Capital management;

- Has basic knowledge of and is generally familiar with anti-money laundering/combating financing of terrorism (AML/CFT) and risks related to these;

Excellent problem-solving skills - Ability to see the big pictures with high attention to critical details;

Strong leadership skills including Decision Making, Problem Solving, Crisis Management and People Management;

Good management skills, ability to delegate responsibilities and supervise tasks within the risk management department team;

Excellent verbal and written communication skills to support impactful communication with senior stakeholders 

Excellent proficiency in Microsoft Office – particularly Excel (metrics and data analysis);

Experienced negotiator - able to identify and influence key decision makers across various levels and functions within the organization;

Ability to work effectively with a great degree of independence and to lead multiple projects and teams simultaneously;

Well organized, detail-oriented, self-starter, comfortable functioning in a complex environment;

Fluent English communication skills.

  Terms:

• Employment in accordance with the legislation of the Republic of Uzbekistan;

• Competitive salary;

• Sports life and corporate events;

• An opportunity to build a career in a leading bank in Uzbekistan;

• The opportunity to participate in the transformation of the Bank with the consultants of International Finance Corporation.

To participate in the competition, CVs are accepted in Russian, Uzbek and English languages with a photo and an indication of the vacancy in electronic form at cv@ipotekabank.uz and naima.muminova@ipotekabank.uz

If your CV is positively reviewed, we will contact you within three working days. Otherwise, your resume will be included in the reserve, we will return to it when a vacancy appears that matches your competencies and expectations.

Dear candidates, we appreciate your time spent studying the vacancy in our Bank, and we are glad that you consider our Bank as a potential employer.

We wish you success and good luck!


On-line consultant
Request a call