Working capital loan

Financing to cover cash gaps and support business turnover growth

Apply now

Up to 36 months

Credit line term up to 36 months

Format

Revolving credit facility for working capital

UZS / USD / EUR

Currency

How can I get a credit limit?

Submit an application

A manager will contact you to discuss the terms of investment financing and required documents

Get a decision

Open a current account and sign the agreement via online banking without visiting an office

Grow your business

Replenish your company’s working capital and implement investment projects

Client

Corporate clients

Loan purpose

Covering cash flow gaps and financing working capital

Currency

National / foreign

Maximum amount

Large companies — up to 40% (up to 50% exceptionally)
Medium — up to 50%
Or based on working capital calculation

Disbursement method

Direct payments to suppliers

Interest rate

At the bank’s discretion

Facility term

Up to 12 months

Tranche term

Up to 12 months

Grace period

Not applicable

Client

Corporate clients

Loan purpose

Payroll, raw materials, repairs, pre-export financing and other working capital needs

Currency

National / foreign

Client contribution

Not required

Maximum amount

Large and international — up to 40% of revenue (up to 50% in exceptional cases)
Medium — up to 50% or based on working capital needs
Payroll loans — up to 2 months of accrued salaries

Interest rate

Determined individually

Loan term

From 3 to 24 months for payroll loans — up to 45 days

Grace period

Up to 3 months for short-term loans
Up to 6 months for long-term loans

Collateral

Types of collateral not prohibited by the Credit Policy and internal regulations

List of required documents for application review:

● Loan application specifying the amount, term, and purpose of financing
● Company incorporation documents and resolution of the authorized body on obtaining a loan
● Financial statements for the last two years
● Certificates from servicing banks (if there are credit obligations)
● Project description / business plan (simplified form)
● Contracts and agreements confirming the targeted use of funds (if required)
● Collateral documents

Fill out the application — and we will find the best solution for you.

↑