Posted by: 25 october, 2024
Important indicators:
-As of October 1, 2024, the bank's total assets increased by 7.4% YTD and amounted to 51.2 trillion soums.
-Financial assets amounted to 15.6 trillion soums, loan portfolio - 33.6 trillion soums, other assets - 2.0 trillion soums.
-The bank's loan portfolio is well diversified: mortgage loans account for 42.8%, other retail loans - 23.7%, small business loans - 4.7%, corporate loans - 28.8%.
Deposits
As of October 1, 2024, the bank's deposit base is growing steadily, with deposit balances totaling 22.5 trillion soums.
Bank capital
Ipoteka Bank's total capital amounts to 7.8 trillion soums.
The Tier 1 capital adequacy ratio is 15.0% and the capital adequacy ratio is 16.8%, which meets the requirements of the Central Bank.
Profitability
As of September 2024, Ipoteka Bank's operating income increased by 7.2%, reaching 4.2 trillion soums. The growth of operating income was ensured by the increase in net interest income, stable growth of loan volume and moderate expenses.
Market position
Ipoteka Bank holds a strong position in the market of republican banks with a share of 6.3% in terms of assets.
The bank is the leader with a 14.1% share in the retail lending market, including 23.7% in the mortgage lending market.
New products
Ipoteka Bank launched an updated product - mortgage loan “Makhul”.
In cooperation with Ing. Important events
The client of Andijan branch of Ipoteka-bank became the winner of UZCARD campaign “Wake up the card” and won 50 million soums.
Achievements
On September 25, employees of our bank took part in the seminar organized by Mastercard and received an award from the payment system as a symbol of successful cooperation.
-As of October 1, 2024, the bank's total assets increased by 7.4% YTD and amounted to 51.2 trillion soums.
-Financial assets amounted to 15.6 trillion soums, loan portfolio - 33.6 trillion soums, other assets - 2.0 trillion soums.
-The bank's loan portfolio is well diversified: mortgage loans account for 42.8%, other retail loans - 23.7%, small business loans - 4.7%, corporate loans - 28.8%.
Deposits
As of October 1, 2024, the bank's deposit base is growing steadily, with deposit balances totaling 22.5 trillion soums.
Bank capital
Ipoteka Bank's total capital amounts to 7.8 trillion soums.
The Tier 1 capital adequacy ratio is 15.0% and the capital adequacy ratio is 16.8%, which meets the requirements of the Central Bank.
Profitability
As of September 2024, Ipoteka Bank's operating income increased by 7.2%, reaching 4.2 trillion soums. The growth of operating income was ensured by the increase in net interest income, stable growth of loan volume and moderate expenses.
Market position
Ipoteka Bank holds a strong position in the market of republican banks with a share of 6.3% in terms of assets.
The bank is the leader with a 14.1% share in the retail lending market, including 23.7% in the mortgage lending market.
New products
Ipoteka Bank launched an updated product - mortgage loan “Makhul”.
In cooperation with Ing. Important events
The client of Andijan branch of Ipoteka-bank became the winner of UZCARD campaign “Wake up the card” and won 50 million soums.
Achievements
On September 25, employees of our bank took part in the seminar organized by Mastercard and received an award from the payment system as a symbol of successful cooperation.
