| Key financials, bn UZS IFRS data | IFRS data | ||||
|---|---|---|---|---|---|
| 01.01.2019 | 01.01.2020 | 01.01.2021 | 01.01.2022 | 01.07.2022 | |
| Total Assets | 19 831 | 23 845 | 32 604 | 40 164 | 39 167 |
| Total Loans | 17 598 | 19 840 | 24 345 | 29 263 | 29 758 |
| Total Capital | 1 612 | 3 548 | 4 040 | 4 927 | 5 487 |
| Net Interest Income | 647 | 1 035 | 1 410 | 2 122 | 1 158 |
| Total Operating Income | 850 | 1 311 | 1 779 | 2 618 | 1 384 |
| Net Profit | 178 | 339 | 405 | 887 | 560 |
| Key performance indicators, % | |||||
|---|---|---|---|---|---|
| 2018 | 2019 | 2020 | 2021 | 1H’2022 | |
| Net Interest Margin (NIM) | 4.5 | 5.2 | 5.8 | 7.0 | 6.9 |
| Cost to Income Ratio (CIR) | 59.3 | 47.2 | 37.4 | 34.2 | 32.7 |
| Return on Average Equity (ROE) | 11.9 | 13.1 | 10.7 | 19.8 | 21.5 |
| 90+ dpd share in Total loans | 0.8 | 1.9 | 2.5 | 4.4 | 4.6 |
| Capital Adequacy (CAR) | 13.1 | 25.6 | 17.0 | 14.4 | 14.4 |
